Hull and Machinery Insurances for Inland Crafts
In contrast to the usual conditions, the
"Allgemeinen Bedingungen für die Versicherung von
Flusskasko-Risiken" (AVB), the company Georg Duncker also
offers the opportunity to cover brown-water risks on terms of
the "Allgemeine Deutsche
Seeversicherungs-Bedingungen" (ADS).
An insurance cover, based on the ADS
conditions is also known as an "all risk cover"
including the collision liability. The insurer carries an all
risks coverage, which the vessel is exposed to during the period
of said cover. That means he (the insurer) indemnifies all
damages of the insured vessel, which were caused by an insured
risk or which are a consequence of them.
But there are also some risks in the
ADS-Conditions, respectively in the
"DTV-Kaskoklauseln" which are excluded. Following
risks or damages for example are excluded:
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War, civil war, warlike
events and hostile use of war material
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Seizure, withdrawal or
other interferences by the state
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Damages , caused by
delay, age and wear and tear
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Nuclear power
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In order to create a tailor-made cover for the
demands of the owner, it is possible to restrict/reduce the cover. It is possible to arrange a cover,
based on the ADS-conditions, but amended to provide cover, for
example, against Total Loss of the vessel or to exclude damages
caused by collision generally.
Naturally, Georg Duncker also offers coverage
based upon other internationally approved insurance conditions,
such as e.g. the English conditions.
In addition to Hull & Machinery
insurances, we also arrange the other lines of insurance
products that owners require in addition to Hull & Machinery
and run parallel to same:
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Liability Insurance / P & I |
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Loss of Hire Insurance |
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War Risks Insurance |
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Additional-/ Special insurances |
 
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Ingress of water due to frozen ice during winter
 
Damage to the hold and sunk afterwards
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